How Turnkey Protect Insurance Works (and When It's Worth It)

Renting furniture and appliances already removes a lot of the usual ownership headaches — no big upfront cost, free installation, free maintenance. But accidents still happen: a scratch on a table, a stain on a sofa, a dent nobody meant to leave.

That's exactly what Turnkey Protect is built for.

What Turnkey Protect actually covers

According to Turnkey Living, repairs and replacements are already included with every rental — that's part of the standard plan. Turnkey Protect goes a step further: it covers claims for regular wear and tear, including scratches, dents, stains, and tears, and these are settled when you return the product.

In simple terms — if daily use leaves a mark on your rented sofa or a scratch on your study table, Turnkey Protect means you're not the one footing the bill for it.

How to add it

Turnkey Protect is added at the cart or checkout stage when you're renting a product — it's an option you select, not something applied automatically. This means you can decide product by product, or order by order, whether it makes sense for you.

When it's worth adding

A few situations where Turnkey Protect makes sense to consider:

• You're renting for a longer tenure (6 or 12 months) — more time using a product naturally means more chances of everyday wear showing up.

• You have kids, pets, or frequent guests at home — more activity around furniture usually means more accidental scratches or spills.

• You're renting furniture you'll use heavily — a sofa or dining table sees more daily contact than, say, a study lamp.

The bigger picture: why this fits the renting model

Turnkey Living's whole approach is built around removing ownership stress — no purchase cost, no resale hassle, free maintenance built in. Turnkey Protect extends that same idea to everyday wear and tear, so a small scratch or stain doesn't turn into an unexpected cost when your tenure ends.

If you're about to place an order, it's worth checking the option at checkout and deciding based on how the product will actually be used in your home. Browse the collection to see what's available, and add Turnkey Protect at checkout if it fits your situation.